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  • LIC ADO Exam

    Here you will find details on LIC ADO Exam 2017 with its notification, eligibility, syllabus, paper pattern and application procedure for apprentice development officer.


    Are you interested in marketing and field work? Are you confident of making a career out of it? Then LIC Apprentice Developement Officer post is a viable option that you can pursue. An ADO in LIC is tasked with the responsibility of recruiting agents in LIC and also providing them with required training in policy sales and services.This is a challenging job profile that demands performance but comes with the freedom of working hours. Candidates who perform well are awarded performance based incentives. This job profile is apt for freshers as selected candidates are appointed as apprentices. On completion of the training period they are appointed as probationary development officers.PDO is an important administrative job profile in LIC.


    Apply online at website:- http://www.licindia.in/careers.htm

    Application Fee:-

    For SC/ST Candidates Intimation Charges of  Rs.50/-plus Transaction Charges
    Other than SC/STCandidates Application  Fees-cum-Intimation  Charges  of  Rs.500/- plus Transaction Charges

    The payment can be made by using Debit Cards (RuPay/Visa/Master Card/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/Mobile Wallets.

    Eligibility required for LIC ADO Exam:-


    i)    For Employees category and Agents category in both Urban and Rural area- Applicant shall possess the Bachelor’s Degree of a University in India established under a statute or a foreign university approved for the purpose or the Fellowship of Insurance Institute of India, Mumbai.  

    ii)    An  applicant  from  Others  category  for  recruitment  as  an  Apprentice  Development Officer  in  both  Urban  and  Rural  area  shall  possess the  Bachelor’s  Degree  of  a University in India established under a statute or a foreign university approved for the purpose or the Fellowship of Insurance Institute of India, Mumbai.

    Preference may be given to those applicants who possess Masters Degree in Business Administration in Marketing or Post Graduate Diploma in Marketing from a University in India  established  under  Statute  or  by  an  Institute approved  by  All  India  Council  for Technical Education or a recognized Institution.

    Note: Recognized  Institution  means  such  Institution  as  may  be  recognized  by  any  State Government or the Central Government.

    Age:- The  applicant  shall have  completed 21  years  of  age  (in  completed  years) and  not more  than 30 years  of age.

    The upper age limit (in completed years):-


    1) Member of a Scheduled Caste or a Scheduled Tribe - 35
    2) Member of OBCs (other than those in creamy layer) - 33
    3) LIC Employee who is not a member of a SC or a ST or OBCs - 42
    4) LIC Employee who is a member of OBCs (other than those in the creamy layer) - 45
    5) LIC Employee who is a member of a SC or ST - 47
    6) LIC Agent who is not a member of SC or ST or OBCs - 37
    7) LIC Agent who is a member of OBCs (Other than those in the creamy layer) - 40
    8) LIC Agent who is a member of a SC or a ST - 42
    9) Ex-serviceman - 30, increased  by  the number   of   years   of service  in  the  armed forces      subject      to maximum  age  of  45 years  where  he  is  a member     of     OBCs  and,  47  years  where he is a member of SC or ST and, Maximum of  42  years  in  other than   SC,   ST,   OBC cases.
    10) All Others- 30


    LIC Employees: - Not less than 3 years of service after confirmation in Class III post

    LIC agents:-

    For Recruitment in Urban Area:- Not  less  than  5  years  as  an  agent and  has  brought  a  net  First  Year Premium  Income  of  not  less  than Rs.  5, 00,000/- during   the immediately   preceding   5   agency years and a net First Year Premium Income    of    not    less    than    Rs. 1,00,000/- on 50 lives in each of any 3 of these agency years.

    For Recruitment in Rural Area:- Not  less  than  4  years  as an  agent  and  has  brought a  net  First  Year  Premium Income   of  not  less  than Rs.  1,00,000/-  on  50  lives per  year  in  any  3  of  the immediately   preceding  4 agency years.

    Other  - Preference  would  be  given  to  candidates  who  have  at  least  2 years experience in life insurance industry.

    Selection Procedure: - Selection will be made on the basis of on-line test followed by an Interview of candidates who qualify in the on-line test.


    LIC ADO Exam 2017 Pattern:-


    On-line test will be of objective type, multiple choice of two hours duration comprising of the following three papers:


    Test Name of the Test No of Questions Marks
      Paper I    
    I Reasoning Ability 25 25
    II Numerical Ability 25 25
      Paper II    
    III General Knowledge and Current Affairs 25 25
    IV English  Language with  special emphasis  on Grammar  and Vocabulary 25 25
      Paper III    
    V Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector 50 50
      Total 150 150


    Candidate MUST  pass  in  each  paper  separately  and  should  also  obtain  minimum   marks in  the aggregate of  the  three  papers  to qualify for  the interview.  The minimum marks to be obtained in each paper and in the aggregate shall be decided by LIC of India.  The marks obtained by the candidate in each paper and in the aggregate shall be arrived at after deduction of the marks for wrong answers. The Corporation reserves the  right  to  fix  the  minimum  eligibility  standard  in  order  to  restrict  the  number  of candidates  to  be  called  for  the  On-line  Test  and/or  Interview,  commensurate  with number  of  vacancies.    Decision  of  the  Corporation  in  this  regard  shall  be  final  and binding on the candidates.  No correspondence will be entertained in this regard.


    What would you do as an LIC ADO?

    It is primarily a sales supervision job. You will be required to recruit agents, train them properly, and help the recruited agents to sell policies to maximum number of persons. As part of the job you will also be required to give prompt after sales services to policyholders. For this purpose considerable movements including tours covering the entire area allotted are involved.


    Click Here to download LIC ADO Exam 2015 Notification.


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